📈 Investing

Acorns vs Webull Referral Bonus (2026)

A detailed comparison of Acorns ($5–$50 per referral) and Webull (2–12 free stocks per referral) in the Investing category.

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Verdict: Webull Edges Ahead

Both Acorns and Webull offer competitive referral programs. Webull edges ahead with a 4.5-star rating.

Acorns:$5–$504.1
Webull:2–12 free stocks4.5

Side-by-Side Comparison

FeatureAcornsWebull
Referrer Bonus$5–$502–12 free stocks
Referee Bonus$5–$202–12 free stocks
Payout TypeCashStock
Commission TypeOne-TimeOne-Time
Max Referralsunlimitedunlimited
Max Earningsunlimitedunlimited
Conversion DifficultyEasyEasy
Rating4.14.5
How to ReferOpen the Acorns app, tap 'Earn' or 'Invite Friends,' and share your unique referral link.Open the Webull app, tap the menu icon, select 'My Free Stocks' or 'Refer Friends,' and share your referral link.
Referee RequirementsMust open a new Acorns account and make their first investment or enable Round-Ups.Must open a new Webull account and deposit any amount to receive initial stocks. Higher deposits unlock more free stocks.
Last Verified

Pros & Cons

Acorns

Pros

  • +Extremely easy to explain and recommend
  • +Low barrier for referrals — just enable Round-Ups
  • +Appeals to people who've never invested before
  • +Unlimited referrals

Cons

  • Base referral bonus is only $5
  • Acorns charges a monthly subscription fee ($3–$12)
  • Referral must maintain account to keep bonus invested

Webull

Pros

  • +Multiple free stocks per referral (2–12 during promotions)
  • +Each stock can be worth up to $3,000
  • +Unlimited referrals
  • +Advanced trading tools make it appealing to intermediate investors

Cons

  • Requires funded account (unlike Robinhood's no-deposit option)
  • Most stocks land in the $3–$10 range
  • Platform may feel complex for absolute beginners

Detailed Program Breakdowns

Acorns Referral Program

4.1Easy difficulty
$5–$50

Earn $5 to $50 per referral when a friend signs up for Acorns and makes their first investment.

Max earnings: unlimited

Max referrals: unlimited

Webull Referral Program

4.5Easy difficulty
2–12 free stocks

Earn 2 to 12 free stocks (each valued $3–$3,000) when a friend opens and funds a Webull account using your referral link.

Max earnings: unlimited

Max referrals: unlimited

Our Recommendation

Webull edges ahead with a 4.5/5 rating, making it our top pick in this comparison. It offers 2–12 free stocks per referral with stock payouts.

That said, Acorns is still a solid program worth considering. The best choice ultimately depends on your audience — promote the platform your referrals are most likely to sign up for, as conversions matter more than raw bonus amounts.

For best results, consider promoting both programs and recommending whichever fits each individual referral's situation. Many successful referrers maintain active links for multiple programs in the same category.

Frequently Asked Questions

Which referral program pays more, Acorns or Webull?
Acorns offers $5–$50 per referral while Webull offers 2–12 free stocks per referral. Based on the maximum bonus value, Webull has the higher earning potential per referral.
Is Acorns or Webull easier to refer friends to?
Acorns has a easy difficulty level while Webull has a easy difficulty level. Both programs have similar conversion difficulty.
How do Acorns and Webull pay referral bonuses?
Acorns pays referral bonuses as cash with a one-time commission structure. Webull pays as stock with a one-time commission structure.
Can I promote both Acorns and Webull referral programs?
Yes, you can promote both Acorns and Webull referral programs simultaneously. Many successful referrers promote multiple programs in the same category and recommend different options to different audiences based on their needs and preferences.
Which has a higher rating, Acorns or Webull?
Acorns has a 4.1/5 rating while Webull has a 4.5/5 rating on RefPerks. Webull is rated higher overall. Ratings reflect the quality of the referral program from a referrer's perspective, including payout reliability, bonus amounts, and ease of conversion.

Explore Each Program

Get the complete breakdown of each referral program, including detailed tips, step-by-step referral instructions, and earning strategies.

Referral program terms may change. Verify current offers on the official website.