Acorns Referral Program — Earn $5–$50
Earn $5 to $50 per referral when a friend signs up for Acorns and makes their first investment.
One-Time
unlimited
unlimited
What Your Friend Gets
Your friend receives a bonus investment when they open and fund their Acorns account.
Requirement: Must open a new Acorns account using your link and make a first investment of $5 or more (a one-time investment or via Round-Ups) within the promotion's qualifying window.
How to Refer
- 1Open the Acorns app, tap 'Earn' or 'Invite Friends,' and share your unique referral link.
Pros & Cons
Pros
- Extremely easy to explain and recommend
- Low barrier for referrals — just enable Round-Ups
- Appeals to people who've never invested before
- Unlimited referrals
Cons
- Base referral bonus is only $5
- Acorns charges a monthly subscription fee ($3–$12)
- Referral must maintain account to keep bonus invested
Acorns Referral Program: Ideal for Beginner Investor Referrals
Acorns makes investing approachable for beginners by automatically investing spare change from everyday purchases. This simplicity makes it one of the easiest investing apps to refer — your friends don't need to know anything about stocks to get started.
How Acorns Referrals Work
Share your Acorns referral link. When your friend signs up and makes their first investment (or enables Round-Ups), you both earn a cash bonus invested into your accounts.
Why Acorns Converts Well for Referrers
Acorns' "invest your spare change" concept is easy to explain and broadly appealing. People who are intimidated by traditional investing platforms find Acorns approachable. The low barrier to entry and automated features make it a natural recommendation for anyone who wants to start investing without complexity.
Maximizing Acorns Referral Earnings
- Target people new to investing who want a simple start
- Highlight the Round-Ups feature that invests spare change automatically
- Share personal results to build credibility
- Create content around "easy ways to start investing" and include your Acorns link
Bonus Amounts and Variations
Acorns referral bonuses typically start at $5 but can increase to $20–$50 during promotional campaigns. Watch for these promotions to maximize your per-referral earnings.
Frequently Asked Questions
- How much does Acorns pay per referral?
- The standard Acorns referral bonus is $5, but promotional bonuses of $20–$50 are common. Check the app for the current offer.
- Does my friend need to invest money for me to earn the bonus?
- Yes — your friend needs to sign up with your link and make a first investment of $5 or more (a one-time investment or via Round-Ups, which automatically invests spare change) within the promotion's qualifying window.
- Can I cash out my Acorns referral bonus?
- The referral bonus is invested into your Acorns portfolio. You can withdraw it at any time, though Acorns encourages keeping investments long-term.
Related Referral Programs
Robinhood
1 free stockEarn a free stock worth $5–$200 for each friend who joins Robinhood — up to $1,500/year in rewards. No deposit required for your friend.
SoFi
$75Earn $75 for each friend who opens a SoFi account and deposits $10. No limit on the number of referrals.
Interactive Brokers
$200Earn a flat $200 for every eligible Interactive Brokers referral — capped at 15 per year and 30 lifetime. Your friend can earn up to $1,000 in IBKR stock.
Webull
Free stocks (varies by promotion)Earn free fractional shares for each friend who joins and funds a Webull account. Rewards vary by current promotion, capped at 10 referrals.
Acorns vs Related Referral Programs
What you earn, what your friend earns, when the reward posts, how many referrals count, and where each program is available. Fields the provider has not confirmed are marked rather than estimated.
| Program | You earn | Your friend earns | Payout timing | Referral cap | Where it's available | Source / last checked |
|---|---|---|---|---|---|---|
| Acorns | $5–$50 | $5–$20 | Not confirmed — verify current terms | unlimited | Not confirmed — verify current terms | Official Acorns siteChecked Jun 2, 2026 |
| Robinhood | 1 free stock | 1 free stock | Not confirmed — verify current terms | unlimited referrals (capped at $1,500 in stock rewards per year) | Not confirmed — verify current terms | Official Robinhood siteChecked Jun 2, 2026 |
| SoFi | $75 | $25 | Not confirmed — verify current terms | unlimited | US only — you must have a SoFi Checking & Savings account to refer | Official SoFi siteChecked Jun 2, 2026 |
| Interactive Brokers | $200 | Up to $1,000 in IBKR stock | Not confirmed — verify current terms | 15 referrals per year (30 lifetime) | Residents of Japan, Denmark, Spain, Portugal, Poland, mainland China, and Israel cannot participate as referrers. Canadian referrers earn the $200 but not IBKR stock. | Official Interactive Brokers siteChecked Aug 24, 2026 |
| Webull | Free stocks (varies by promotion) | Free stocks (varies by promotion) | Not confirmed — verify current terms | 10 referrals | Not confirmed — verify current terms | Official Webull siteChecked Jun 2, 2026 |
These are referral-program terms as last verified by RefPerks — not financial, tax, or betting advice, and not a guarantee of payout. Providers change reward amounts, caps, and eligibility without notice, so confirm the current terms with the provider before sharing your link.
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Compare Acorns
See how Acorns's referral program stacks up against the competition.
Acorns vs Webull Referral Bonus Comparison
A detailed comparison of Acorns ($5–$50 per referral) and Webull (Free stocks (varies by promotion) per referral) in the Investing category.
Acorns vs Robinhood Referral Bonus Comparison
A detailed comparison of Acorns ($5–$50 per referral) and Robinhood (1 free stock per referral) in the Investing category.
Acorns vs Moomoo Referral Bonus Comparison
A detailed comparison of Acorns ($5–$50 per referral) and Moomoo (~$100 in stock per friend per referral) in the Investing category.
Acorns vs Interactive Brokers Referral Bonus Comparison
A detailed comparison of Acorns ($5–$50 per referral) and Interactive Brokers ($200 per referral) in the Investing category.
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