All Referral Programs

Earn 15,000 Membership Rewards points (~$150 value) for each friend approved for the Amex Gold Card. Capped at 100,000 points per calendar year.

Earn $50 cash for each friend who joins Rakuten and shops $50+. One of the highest-paying shopping referral programs with unlimited referrals.

Earn $50 cash for each friend who opens a qualifying Chase checking account. Up to 10 referrals a year, for $500/year in referral bonuses.

Earn free fractional shares for each friend who joins and funds a Webull account. Rewards vary by current promotion, capped at 10 referrals.

Earn $50 in bonus bets for each friend who joins FanDuel and bets $10. Capped at 5 referrals per 30 days per product.

Earn a free stock worth $5–$200 for each friend who joins Robinhood — up to $1,500/year in rewards. No deposit required for your friend.

Earn up to $100 in bonus bets for each friend who joins DraftKings and deposits $25+. Capped at 5 referrals ($500) per promotional window.

Earn $5–$15 for each friend who signs up for Cash App and sends $5. No limit on referrals — unlimited earning potential.

Earn $10 in Bitcoin for each friend who joins Coinbase and trades $100+. Unlimited referrals with the world's most trusted crypto exchange.

Earn $5 in delivery credit for each friend who joins DoorDash and places their first order, up to $20 total (about four referrals).

Earn 15,000 Chase Ultimate Rewards points for each approved Sapphire Preferred referral. Capped at 100,000 points per year (about 7 referrals).

Earn 3 free months of NordVPN for each friend who subscribes. Leading VPN service with 7,000+ servers worldwide.

Earn $25 per qualifying referral who makes a $300+ international transfer on Wise. Your friend gets their first transfer fee-free.

Earn $75 for each friend who opens a SoFi account and deposits $10. No limit on the number of referrals.

Earn 30 free days of ExpressVPN for each friend who subscribes. Premium VPN service with servers in 105 countries.

Earn a free month of Peloton All-Access Membership (about $50) for each friend who buys Peloton equipment. Capped at 4 referrals per year in 2026.

Chewy has no consumer referral program that pays the referrer. The $20 eGift card is a new-customer welcome offer. The only earning path is Chewy's affiliate program.

Earn $100 for each friend who opens a Chime account and sets up direct deposit. One of the highest-paying banking referrals available.

Earn roughly $100 in stock for each friend who opens and funds a Moomoo account ($500+ deposit). Capped at 10 successful referrals.

Earn $50 in bonus bets for each friend who joins bet365 and bets $10+, up to $500 per year. The offer runs in cycles and excludes NC and PA.

Earn a $50 Virtual Prepaid Mastercard ($100 during the current limited-time promo) for each new T-Mobile account you refer, up to $500 per calendar year.

Earn $10 cash for each friend who joins Ibotta and redeems their first cashback offer. Free to use with unlimited referrals.

Earn $5 in Notion credits for each friend who signs up. Unlimited referrals for the popular all-in-one workspace tool.

Earn $5 for each friend who joins Venmo and makes their first $5 card-funded payment. Capped at 10 referrals ($50 total).

Share MasterClass with friends through buy-one-get-one promotions. Learn from world-class instructors like Gordon Ramsay and Neil deGrasse Tyson.

Earn a free month of BarkBox for each friend who subscribes. Premium dog toys and treats delivered monthly.

Discover's bank-account referral has ended. Its only active refer-a-friend offer is a $50 statement credit on Discover credit cards (up to 10/year).

Earn $50 in the crypto of your choice for each friend who joins Gemini and trades $100+. Both sides earn $50, with unlimited referrals on a regulated exchange.

Earn $100 in bonus bets for each friend who joins BetMGM Sportsbook and deposits $100+. Capped at 20 referrals per month (~$2,000/mo).

Earn $45 in renewal credits for each friend who activates Mint Mobile — up to 4 referrals a year ($180). Budget wireless from $15/month on T-Mobile's network.

Earn free ClassPass credits for each friend who signs up for a membership. Access to 30,000+ gyms and fitness studios worldwide.

Earn up to $100 in Fiverr Credits (10% of first order) per new Fiverr buyer you refer, capped at $500 total. Credits are spendable on Fiverr, not cash.

Earn a $25 gift card for each friend who files taxes with TurboTax. Up to 20 referrals per year ($500 total).

Earn $5–$50 for each friend who joins Acorns and makes their first investment. Perfect for referring investing beginners.

Earn $25 in CRO tokens for each friend who joins Crypto.com and stakes for a Visa card. Your friend can earn up to $50 across sign-up tasks. Unlimited referrals.

Earn 5,000 Caesars Reward Credits (about $50) for each friend who joins Caesars Sportsbook and deposits and wagers $50. Up to 10 referrals per window.

Earn around $10 in Uber Eats credit for each friend who signs up and orders food. Part of the larger Uber referral ecosystem.

Earn 500 PayPal Rewards points (about $5) for each friend who installs the Honey browser extension and makes a qualifying purchase.

Earn a $20–$50 gift card for each friend who joins Skillshare. Annual signups pay $50; monthly signups pay $20. Unlimited referrals.

Earn a $10 Lemonade credit for each friend who signs up through your link. No purchase required, capped at 10 referrals per year (~$100).

Earn $100 in FanCash for each friend who joins Fanatics Sportsbook and bets $20+. Capped at 5 referrals for $500 in FanCash.

Earn $100 in bonus bets for each friend who joins BetRivers and deposits and wagers $50. Capped at 3 referrals for $300 in bonus bets.

Earn a $10 grocery delivery credit for each friend who joins Instacart and completes their first order. Unlimited referrals.

Earn $5–$18 in Lyft ride credits for each new rider. Unlimited referrals plus driver referral bonuses up to $500+.

Earn a $20 Bring a Friend credit for each friend who joins Visible. Bank up to 12 credits ($240) at a time on Verizon's network at budget prices.

Earn 2,000 Fetch points for each friend who joins and scans their first receipt. One of the easiest referral programs to convert.

Airbnb pays a cash reward (around $200 in the US) when you refer a new host who completes their first reservation. The US guest referral program is no longer available.

Earn $5 for each friend who joins Upside (GetUpside) and makes a $10+ purchase, plus 1¢/gallon forever on their future gas fill-ups. Everyone drives — easy referral.

Earn 500 MB–1 GB of free Dropbox storage per referral, up to 16 GB total. One of the original and best-known referral programs.

Refer freelancers or clients to Upwork and earn Upwork Credits (not cash) when they complete their first contract or hire. The top professional freelance platform.

Earn a Grubhub delivery perk (around $7–$12) for each friend who signs up and places their first order. Unlimited referrals.

Earn a flat $10 in crypto for each friend who joins Binance.US and trades $100+. Both sides earn $10, with unlimited referrals.

ESPN BET's refer-a-friend promotion paid $50 in bonus bets per friend (capped around 5). It ran in limited windows; ESPN BET now operates as theScore Bet.

Uber no longer runs an always-on rider referral code, and the driver referral bonus has been replaced in many US cities by a new-driver earnings guarantee. Here is what actually pays in 2026.