How much does my referral need to send for me to get paid?

Your friend must make a qualifying international transfer — typically $300 or more (the exact threshold varies by region, so check your invite dashboard). Same-currency transfers, top-ups, and card payments do not qualify.

How is the Wise referral bonus paid?

The $25 bonus is credited to your Wise account and can be used for future transfers or withdrawn to your bank account.

Can I refer people from any country?

Wise operates in 70+ countries. Your referral can sign up from any supported country, but the qualifying transfer must be international.

Wise Referral Program — Earn $75 per 3 referrals

$75 per 3 referralsper referral

Earn up to $75 for referring 3 friends who each make a qualifying international transfer of $300+ on Wise.

Payout Type

Cash

Commission Type

One-Time

Difficulty

Medium

Max Referrals

unlimited

Max Earnings

unlimited

Rating

4.5(2345 reviews)

Start Referring →

What Your Friend Gets

Fee-free first transferfor your friend

Your friend's first international transfer is fee-free (Wise covers its transfer fee up to a cap shown on their invite — check current terms). The fee-free transfer must be used within 6 months of signing up.

Requirement: Must create a new Wise account and make a qualifying international transfer (typically $300 or more — exact threshold varies by region).

How to Refer

1Log in to Wise, go to 'Invite Friends,' and share your referral link via email, text, or social media.

Pros & Cons

Pros

$25 per referral is solid for a money transfer app
Unlimited referrals
Genuinely saves people money on international transfers
Fee-free first transfer is a compelling offer for referrals

Cons

Only applicable to international transfers ($300+ minimum)
Niche audience compared to domestic payment apps
Transfer must be completed (not just initiated) to qualify

Wise Referral Program: Earn from International Transfers

Wise (formerly TransferWise) is the go-to platform for low-cost international money transfers. Their referral program pays you $25 for each friend who makes a qualifying international transfer.

How Wise Referrals Work

Share your Wise referral link. When a friend creates an account and makes a qualifying international transfer (typically $300 or more), you earn $25 and they get their first international transfer fee-free. The fee-free transfer must be used within 6 months of signup.

Who to Refer to Wise

Wise is ideal for people who send money internationally: expats sending money home, international freelancers receiving payments from foreign clients, travelers, and anyone with family abroad. If you know people in these groups, Wise referrals are highly convertible.

Why Wise Earns Your Referrals' Trust

Wise offers mid-market exchange rates with transparent, low fees — typically 0.5-1.5% compared to 3-5% at traditional banks. People who compare rates are quickly convinced by the savings, making your referral pitch straightforward.

Referral Tips

Target expat communities, international student groups, and remote worker forums
Compare Wise's rates to traditional bank wire transfer fees
Share personal savings stories (how much you've saved using Wise)
Create content about the best ways to send money internationally

Frequently Asked Questions

How much does my referral need to send for me to get paid?: Your friend must make a qualifying international transfer — typically $300 or more (the exact threshold varies by region, so check your invite dashboard). Same-currency transfers, top-ups, and card payments do not qualify.
How is the Wise referral bonus paid?: The $25 bonus is credited to your Wise account and can be used for future transfers or withdrawn to your bank account.
Can I refer people from any country?: Wise operates in 70+ countries. Your referral can sign up from any supported country, but the qualifying transfer must be international.