Chase Referral Programs (2026)
Earn 15,000 Ultimate Rewards points by referring friends to Chase. 2 Chase referral programs across banking, credit cards.
Official website: www.chase.com
How Chase Referrals Work
Chase offers 2 referral programs across banking, credit cards. Refer friends to Chase and earn 15,000 Ultimate Rewards points for each successful sign-up. Whether you're a content creator, blogger, or just someone who loves sharing great products, Chase's referral programs give you a straightforward way to earn money by recommending services you already use.
Available Chase Referral Programs
- Chase — $50 per referral
- Chase Sapphire Preferred — 15,000 Ultimate Rewards points per referral
How to Maximize Your Chase Referral Earnings
To get the most from Chase's referral programs, share your link on social media, in relevant online communities, and with friends who would genuinely benefit. The key to success is targeting people who are already interested in banking, credit cards services. Track your referrals and follow up with people who haven't completed sign-up yet.
2 Chase Referral Programs
Chase
$50Earn $50 cash for each friend who opens a qualifying Chase checking account. Up to 10 referrals a year, for $500/year in referral bonuses.
Chase Sapphire Preferred
15,000 Ultimate Rewards pointsEarn 15,000 Chase Ultimate Rewards points for each approved Sapphire Preferred referral. Capped at 100,000 points per year (about 7 referrals).
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Compare Chase Referral Programs
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Chase vs Chime Referral Bonus Comparison
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Chase vs Discover Referral Bonus Comparison
A detailed comparison of Chase ($50 per referral) and Discover ($50 per referral) in the Banking category.
American Express Gold Card vs Chase Sapphire Preferred Referral Bonus Comparison
A detailed comparison of American Express Gold Card (15,000 Membership Rewards points per referral) and Chase Sapphire Preferred (15,000 Ultimate Rewards points per referral) in the Credit Cards category.
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Chase Referral FAQs
- How long does it take to receive my Chase referral bonus?
- Chase typically deposits the $50 referral bonus into your primary checking account within 30 days after your friend opens their qualifying account, provided both accounts remain open and in good standing.
- How much can I earn from Chase referrals per year?
- You can earn $50 for each qualifying checking referral, up to 10 referrals per calendar year — a maximum of $500 per year.
- Does Chase pay a referral bonus for savings accounts?
- No. The Chase refer-a-friend program rewards qualifying checking-account referrals only. There is currently no separate savings-account referral bonus.
- How many Chase Sapphire referrals can I make?
- There is no fixed cap on the number of referrals, but referral earnings are limited to 100,000 Ultimate Rewards points per calendar year. At 15,000 points each, that is about 7 approved referrals before you reach the ceiling.
- How much are 15,000 Chase points worth?
- 15,000 Chase Ultimate Rewards points are worth at least $187.50 when redeemed through the Chase travel portal, and potentially more through airline and hotel transfer partners.
- Does the Chase 5/24 rule affect referrals?
- You can still refer friends even if you're over 5/24. However, your friend may be denied if they've opened 5+ new credit cards in the past 24 months (the 5/24 rule applies to the applicant).
Referral program terms may change. Verify current offers on the official website.