Chase Sapphire Preferred Referral Program — Earn 15,000 Ultimate Rewards points
Earn 15,000 Chase Ultimate Rewards points for each friend approved for the Chase Sapphire Preferred through your referral link.
One-Time
~7/year (100,000-point cap)
100,000 points/year
What Your Friend Gets
Your friend earns up to 75,000 bonus points after meeting the minimum spending requirement.
Requirement: Must be approved for the Chase Sapphire Preferred and spend $5,000 on purchases in the first 3 months.
How to Refer
- 1Log in to Chase.com, select 'Refer a friend' from your Sapphire Preferred card menu, and share your link.
Pros & Cons
Pros
- Strong brand — Chase Sapphire is a well-known, respected card
- 15,000 points per referral worth $187+ in travel
- Low $95 annual fee makes it broadly appealing
- Versatile Ultimate Rewards points with excellent transfer partners
Cons
- Referral earnings capped at 100,000 points per calendar year
- Referral must pass credit approval
- Some friends may prefer no-annual-fee cards
Chase Sapphire Preferred Referral Program
The Chase Sapphire Preferred is one of the most popular travel credit cards, and its referral program rewards existing cardholders with 15,000 Ultimate Rewards points per approved referral.
How Chase Sapphire Referrals Work
Share your referral link, and when your friend applies and is approved for the Sapphire Preferred, you earn 15,000 Ultimate Rewards points. Referral earnings are capped at 100,000 points per calendar year — roughly 7 approved referrals.
Why the Sapphire Preferred Is Easy to Recommend
With 2x points on travel and dining, a strong sign-up bonus, and a relatively low $95 annual fee, the Sapphire Preferred is widely considered the best mid-tier travel card. Most personal finance experts recommend it, which makes your referral pitch easy.
Referral Strategy
- Target friends planning vacations or who eat out frequently
- Compare the low $95 annual fee to the value of the points earned
- Highlight the travel insurance and purchase protection benefits
- Share during increased sign-up bonus periods for higher conversion
Point Value and Redemption
Chase Ultimate Rewards points are worth 1.25 cents each when redeemed through the Chase travel portal with the Sapphire Preferred, and potentially more through transfer partners. Your 15,000-point referral bonus is worth at least $187.50 in travel.
Frequently Asked Questions
- How many Chase Sapphire referrals can I make?
- There is no fixed cap on the number of referrals, but referral earnings are limited to 100,000 Ultimate Rewards points per calendar year. At 15,000 points each, that is about 7 approved referrals before you reach the ceiling.
- How much are 15,000 Chase points worth?
- 15,000 Chase Ultimate Rewards points are worth at least $187.50 when redeemed through the Chase travel portal, and potentially more through airline and hotel transfer partners.
- Does the Chase 5/24 rule affect referrals?
- You can still refer friends even if you're over 5/24. However, your friend may be denied if they've opened 5+ new credit cards in the past 24 months (the 5/24 rule applies to the applicant).
Featured In
This referral program appears in the following curated lists.
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Compare Chase Sapphire Preferred
See how Chase Sapphire Preferred's referral program stacks up against the competition.
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