How long does it take to receive my Chase referral bonus?

Chase typically deposits referral bonuses within 10–15 business days after your friend completes the qualifying activities.

Can I refer someone for both checking and savings?

Yes, you can earn separate referral bonuses for checking and savings accounts opened by the same person, potentially doubling your earnings per referral.

Do Chase referral bonuses count toward the annual limit?

Yes, each account opened counts as one referral toward your 10-per-year limit, regardless of whether it's checking or savings.

Chase Referral Program — Earn $50–$100

$50–$100per referral

Earn $50 to $100 cash for each friend who opens a qualifying Chase checking or savings account using your referral link.

Payout Type

Cash

Commission Type

One-Time

Difficulty

Medium

Max Referrals

10/year

Max Earnings

$1,000/year

Rating

4.5(1842 reviews)

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What Your Friend Gets

$100–$300for your friend

Your friend earns a cash bonus of $100–$300 when they open a qualifying account and complete required activities.

Requirement: Must open a new Chase checking or savings account and set up direct deposit or meet minimum balance requirements within 90 days.

How to Refer

1Log in to Chase.com or the Chase app, find the referral section under 'Refer a friend,' and share your unique referral link via email, text, or social media.

Pros & Cons

Pros

Strong brand recognition makes Chase easy to recommend
Generous $50–$100 per referral with up to $1,000/year potential
Both checking and savings referrals available
Cash bonus deposited directly to your Chase account

Cons

Capped at 10 referrals per year
Referrals must complete qualifying activities within 90 days
Only available to existing Chase customers

Chase Referral Program: What Referrers Need to Know

Chase offers one of the most well-known banking referral programs in the US. As a Chase customer, you can earn $50 to $100 per referral when friends open qualifying checking or savings accounts.

How the Chase Referral Program Works

Log in to your Chase account (online or mobile app)
Navigate to the "Refer a Friend" section
Share your unique referral link via email, text, or social media
Earn your bonus when your friend completes the qualifying activities

Referrer Earnings Breakdown

Chase typically pays $50 per checking account referral and $50 per savings account referral. During promotional periods, bonuses can increase to $75 or $100 per account. You can refer up to 10 friends per calendar year, for a maximum of $1,000 in annual referral earnings.

Tips for Maximizing Your Chase Referral Earnings

Target friends who are already considering switching banks or opening new accounts
Share during promotional periods when bonuses are elevated
Clearly explain the direct deposit or balance requirements so your referrals qualify
Combine checking and savings referrals for the highest per-person payout

Requirements Your Referral Must Complete

Your friend must open a qualifying Chase account and typically set up direct deposit of at least $500 within 90 days. Savings accounts may require a minimum deposit instead. Make sure to communicate these requirements clearly.

Frequently Asked Questions

How long does it take to receive my Chase referral bonus?: Chase typically deposits referral bonuses within 10–15 business days after your friend completes the qualifying activities.
Can I refer someone for both checking and savings?: Yes, you can earn separate referral bonuses for checking and savings accounts opened by the same person, potentially doubling your earnings per referral.
Do Chase referral bonuses count toward the annual limit?: Yes, each account opened counts as one referral toward your 10-per-year limit, regardless of whether it's checking or savings.