Chase Referral Program — Earn $50
Earn $50 cash for each friend who opens a qualifying Chase checking account using your personalized referral link.
One-Time
10/year
$500/year
Typically within 30 days of your friend's qualifying account opening
US only — you must be an existing Chase checking customer to refer
What Your Friend Gets
Your friend earns a new-customer cash bonus (commonly $100–$300, depending on the current Chase checking offer) when they open a qualifying account and complete required activities.
Requirement: Must be a new Chase checking customer, open a qualifying checking account through your personalized link, and complete the offer's direct deposit or activity requirements.
How to Refer
- 1Log in to Chase.com or the Chase app, find the referral section under 'Refer a friend,' and share your unique referral link via email, text, or social media.
Pros & Cons
Pros
- Strong brand recognition makes Chase easy to recommend
- Flat $50 per checking referral, up to $500/year
- Cash bonus deposited directly to your Chase checking account
- Friend also receives a sizable new-customer checking bonus
Cons
- Capped at 10 referrals per year ($500 max)
- Checking referrals only — no separate savings-account bonus
- Only available to existing Chase checking customers
Chase Referral Program: What Referrers Need to Know
Chase offers one of the most well-known banking referral programs in the US. As a Chase checking customer, you can earn $50 for each friend who opens a qualifying Chase checking account with your personalized link.
How the Chase Referral Program Works
- Log in to your Chase account (online or mobile app)
- Navigate to the "Refer a Friend" section
- Share your unique referral link via email, text, or social media
- Earn your bonus when your friend completes the qualifying activities
Referrer Earnings Breakdown
Chase pays $50 for each friend who opens a qualifying checking account through your personalized link. You can earn the bonus for up to 10 referrals per calendar year, for a maximum of $500 in annual referral earnings. The refer-a-friend bonus is a checking-account program — Chase does not currently pay a separate savings-account referral bonus.
Tips for Maximizing Your Chase Referral Earnings
- Target friends who are already considering switching banks or opening a new checking account
- Make sure friends open through your personalized link — referrals without it don't pay
- Clearly explain the offer's direct deposit requirement so your referrals qualify
- Spread referrals across the calendar year so you don't waste the 10-per-year cap
Requirements Your Referral Must Complete
Your friend must be a new Chase checking customer, open a qualifying checking account through your link, and complete the activity requirements of the current Chase checking offer (typically setting up direct deposit). Make sure to communicate these requirements clearly.
Frequently Asked Questions
- How long does it take to receive my Chase referral bonus?
- Chase typically deposits the $50 referral bonus into your primary checking account within 30 days after your friend opens their qualifying account, provided both accounts remain open and in good standing.
- How much can I earn from Chase referrals per year?
- You can earn $50 for each qualifying checking referral, up to 10 referrals per calendar year — a maximum of $500 per year.
- Does Chase pay a referral bonus for savings accounts?
- No. The Chase refer-a-friend program rewards qualifying checking-account referrals only. There is currently no separate savings-account referral bonus.
Related Referral Programs
SoFi
$75Earn $75 for each friend who opens a SoFi account and deposits $10. No limit on the number of referrals.
Cash App
$5–$15Earn $5–$15 for each friend who signs up for Cash App and sends $5. No limit on referrals — unlimited earning potential.
Chime
$100Earn $100 for each friend who opens a Chime account and sets up direct deposit. One of the highest-paying banking referrals available.
Venmo
$5Earn $5 for each friend who joins Venmo and makes their first $5 card-funded payment. Capped at 10 referrals ($50 total).
Chase vs Related Referral Programs
What you earn, what your friend earns, when the reward posts, how many referrals count, and where each program is available. Fields the provider has not confirmed are marked rather than estimated.
| Program | You earn | Your friend earns | Payout timing | Referral cap | Where it's available | Source / last checked |
|---|---|---|---|---|---|---|
| Chase | $50 | $100–$300 | Typically within 30 days of your friend's qualifying account opening | 10/year | US only — you must be an existing Chase checking customer to refer | Official Chase siteChecked Jun 2, 2026 |
| SoFi | $75 | $25 | Not confirmed — verify current terms | unlimited | US only — you must have a SoFi Checking & Savings account to refer | Official SoFi siteChecked Jun 2, 2026 |
| Cash App | $5–$15 | $5–$15 | Usually instant — the bonus lands in your Cash App balance once your friend's first $5 payment clears | unlimited | US only — your friend needs a US-based Cash App account and a linked US debit card | Official Cash App siteChecked Sep 8, 2026 |
| Chime | $100 | $100 | Usually within a few business days after your friend's qualifying direct deposit posts | unlimited | US only — you need a Chime account to share a referral link | Official Chime siteChecked Mar 9, 2026 |
| Venmo | $5 | $5 | Usually within minutes of your friend's first qualifying payment, credited to your Venmo balance | 10 total | US only — both people need a US-based Venmo account and a US phone number | Official Venmo siteChecked Jun 2, 2026 |
These are referral-program terms as last verified by RefPerks — not financial, tax, or betting advice, and not a guarantee of payout. Providers change reward amounts, caps, and eligibility without notice, so confirm the current terms with the provider before sharing your link.
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