How long does it take to receive my Chase referral bonus?

Chase typically deposits the $50 referral bonus into your primary checking account within 30 days after your friend opens their qualifying account, provided both accounts remain open and in good standing.

How much can I earn from Chase referrals per year?

You can earn $50 for each qualifying checking referral, up to 10 referrals per calendar year — a maximum of $500 per year.

Does Chase pay a referral bonus for savings accounts?

No. The Chase refer-a-friend program rewards qualifying checking-account referrals only. There is currently no separate savings-account referral bonus.

Chase Referral Program — Earn $50

$50per referral

Earn $50 cash for each friend who opens a qualifying Chase checking account using your personalized referral link.

Payout Type

Cash

Commission Type

One-Time

Difficulty

Medium

Max Referrals

10/year

Max Earnings

$500/year

Rating

4.5(1842 reviews)

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What Your Friend Gets

$100–$300for your friend

Your friend earns a new-customer cash bonus (commonly $100–$300, depending on the current Chase checking offer) when they open a qualifying account and complete required activities.

Requirement: Must be a new Chase checking customer, open a qualifying checking account through your personalized link, and complete the offer's direct deposit or activity requirements.

How to Refer

1Log in to Chase.com or the Chase app, find the referral section under 'Refer a friend,' and share your unique referral link via email, text, or social media.

Pros & Cons

Pros

Strong brand recognition makes Chase easy to recommend
Flat $50 per checking referral, up to $500/year
Cash bonus deposited directly to your Chase checking account
Friend also receives a sizable new-customer checking bonus

Cons

Capped at 10 referrals per year ($500 max)
Checking referrals only — no separate savings-account bonus
Only available to existing Chase checking customers

Chase Referral Program: What Referrers Need to Know

Chase offers one of the most well-known banking referral programs in the US. As a Chase checking customer, you can earn $50 for each friend who opens a qualifying Chase checking account with your personalized link.

How the Chase Referral Program Works

Log in to your Chase account (online or mobile app)
Navigate to the "Refer a Friend" section
Share your unique referral link via email, text, or social media
Earn your bonus when your friend completes the qualifying activities

Referrer Earnings Breakdown

Chase pays $50 for each friend who opens a qualifying checking account through your personalized link. You can earn the bonus for up to 10 referrals per calendar year, for a maximum of $500 in annual referral earnings. The refer-a-friend bonus is a checking-account program — Chase does not currently pay a separate savings-account referral bonus.

Tips for Maximizing Your Chase Referral Earnings

Target friends who are already considering switching banks or opening a new checking account
Make sure friends open through your personalized link — referrals without it don't pay
Clearly explain the offer's direct deposit requirement so your referrals qualify
Spread referrals across the calendar year so you don't waste the 10-per-year cap

Requirements Your Referral Must Complete

Your friend must be a new Chase checking customer, open a qualifying checking account through your link, and complete the activity requirements of the current Chase checking offer (typically setting up direct deposit). Make sure to communicate these requirements clearly.

Frequently Asked Questions

How long does it take to receive my Chase referral bonus?: Chase typically deposits the $50 referral bonus into your primary checking account within 30 days after your friend opens their qualifying account, provided both accounts remain open and in good standing.
How much can I earn from Chase referrals per year?: You can earn $50 for each qualifying checking referral, up to 10 referrals per calendar year — a maximum of $500 per year.
Does Chase pay a referral bonus for savings accounts?: No. The Chase refer-a-friend program rewards qualifying checking-account referrals only. There is currently no separate savings-account referral bonus.